They are for assisting you in recovering any losses or expenses you may incur after an accident that was not your fault, such as lost earnings, taxi fares, hire car costs, treatment costs etc. They usually cost around £30 a year per vehicle. Now there is a free alternative which does exactly this. Welcome to Free Motor Legal.
More info at ……. https://www.freemotorlegal.co.uk/
MGB tips mods and maintenance 